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Three Variations of Insurance Claims

Property insurance claim is one type of insurance claim that exists. This type of insurance is the one that a person gets for insuring their property against a certain hazard that may happen against the property. Under property insurance claim they are different types of claims that exist under this type of insurance and these are water damage claim, hurricane damage claim, wind damage claim, bad faith damage claim, flooding damage claim, property theft damage claim, fire damage claim among others. The claim that one will ensure the property against depends on the location of the property of the person insuring their property. For the filing of the insurance process to begin the owner of the property needs to contact the insurer as soon as possible after the occurrence of the loss. When the filing process begins, the insurer will send personnel to come and assess the extent of the loss and give you an estimate of the amount that they will indemnify you with and therefore having a lawyer to help you understand the process will be an advantage.

An auto insurance claim is another type of insurance claim that exists. This type of insurance claim is the one that an individual gets for insuring their car against any accident that may occur to it. When an individual is involved in an accident, he or she needs to contact the insurer so that the process of filing for the insurance claim begins. The insurer will then send one of their people to investigate the damage of the car and provide options over whether to buy a whole new car or take the car for repairs in a garage.

Health insurance claim is another type of insurance claim that we are going to discuss. Health insurance claim is the type of insurance claims that one uses to seek reimbursement of their funds that they have used for seeking medical attention in a medical facility. This type of insurance claim can be filed in two ways, the first way is when the health facility that he or she sought medical attention from notifies the insurer and the insurer pays up the medical bills and the other way is when the individual follows up on the claim from the insurer about the medical bills that have accumulated. The insurer may at times refuse to honour the claim from the insured and therefore the insured can hire the services of an insurance attorney to help them follow up on the claim from the insurer.

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